What Are The Advantages Of An Extended Warranty?

Modern appliances are designed to be more reliable, thanks to improved technology and smarter features. However, even the best appliances are susceptible to wear and tear over time. That’s why extended warranty home appliance insurance is a good investment. But it’s important to consider a few things before signing up.

Peace Of Mind

Appliance Extended Warranty provide a peace of mind that is valuable when purchasing expensive home appliances. The warranty protects you from the high cost of repair and replacement after the manufacturer’s limited warranty expires. A protection plan may be offered by an appliance manufacturer, retailer or a third-party company. A typical plan extends the manufacturer’s warranty coverage for a set period after the appliance purchase, and usually has similar terms and conditions. These plans are also called protection agreements, service contracts or appliance insurance.

A reputable protection plan provider maintains a network of licensed and insured repair professionals to ensure quality repairs and customer satisfaction. These providers typically guarantee that a professional tradesperson will be sent to your home within days or even hours of filing a service claim. Many providers offer a flat up-front cost and no monthly or annual premiums. The warranty may even be transferable if you sell your home or replace your appliances in the future.


Typically, appliance extended warranties last for years beyond the manufacturer’s warranty and offer a range of coverage options. In some cases, they cover only specific parts of a home appliance and others, such as Choice Home Warranty’s most comprehensive policy, can be purchased to include appliances like clothes washers and dryers in addition to major ones such as refrigerators, stoves, dishwashers, ovens and cooktops.

Many retailers sell appliance protection plans as add-ons to appliances or as standalone policies, and some even have dedicated websites that provide information on appliance extended warranties. Most of these warranties come with added perks such as access to experienced service technicians that specialize in the brand or type of appliance being covered, helping minimize homeowner inconvenience when something breaks down. Additionally, most appliance extended warranties are transferable to a new owner when a homeowner decides to sell the item. This gives buyers and sellers a sense of confidence that the purchase will be worth it in the long run.


Often sold at retail stores as an option or offered after a purchase, home appliance warranties provide protection for homeowners and reduce repair costs. Typically, these plans come with a one-time cost that extends an original manufacturer warranty. However, these warranties can differ in coverage, cost, and availability. They may require a certain amount of maintenance to remain valid, and some include exclusions like accidents and damage caused by natural disasters.

While these policies aren’t cheap, you can pay for them with monthly payments that make it easier on your budget. Plus, a warranty provider can help you find trustworthy service technicians to handle any repairs or replacements. However, if you never use your appliance warranty, it can be a waste of money. So be sure to research your options and choose the plan that best fits your needs. For instance, some plans only cover appliances while others include additional perks and services.

Coverage Options

Home warranty companies have a variety of plans to choose from. The best policy for you will depend on your budget, needs and the number of appliances covered. It’s important to request quotes from multiple providers before making a decision. You should also pay close attention to the terms of each plan. Many companies have coverage limits for certain appliances, and you will be responsible for paying any costs that exceed the limit.

Home appliance insurance can be a worthwhile investment, but it’s essential to understand how it works and what it covers. If you have questions about the plan, talk with a customer service representative or read the service contract carefully. You may want to consider a different type of protection if you do not like the terms or conditions. For example, some plans may not cover certain appliances or require you to use specific repair services. You should also check to see if the policy is transferable to new homeowners.


Appliance Extended Warranty home appliance insurance covers a wide variety of repairs. Once a claim is filed, the provider sends a technician to fix the appliance. They have a flat up-front cost and offer a number of benefits, such as peace of mind and convenience. However, they do have some drawbacks and coverage exclusions to consider.